Side-by-side · Q2 2026 data
Town & Country Bank Midwest vs Bank of Monticello
Metric by metric
| Measure | Town & Country Bank Midwest | Bank of Monticello |
|---|---|---|
| TellerScore | 92 (stronger) | 66 |
| Capital cushion | 99 (stronger) | 69 |
| Loan quality | 95 (stronger) | 23 |
| Earnings | 100 | 100 |
| Funding & liquidity | 63 | 82 (stronger) |
| Problem-loan coverage | 88 (stronger) | 73 |
| Peer percentile | 97th | 31st |
| Total assets | $279.3M | $159.0M |
| Deposits / shares | $237.0M | $140.4M |
| Capital ratio | 14.89% (stronger) | 11.95% |
| Problem loans | 0.15% (stronger) | 2.32% |
| Net charge-offs | 0.32% | -0.01% (stronger) |
| Return on assets | 3.19% (stronger) | 2.21% |
| Loans ÷ deposits | 86.5% | 72.2% (stronger) |
| Uninsured deposits | 24.4% | 20.3% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Town & Country Bank Midwest has the higher TellerScore (92 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Town & Country Bank Midwest leads on 4 and Bank of Monticello on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.