Side-by-side · Q2 2026 data
Town & Country Bank Midwest vs Farmers State Bank
Metric by metric
| Measure | Town & Country Bank Midwest | Farmers State Bank |
|---|---|---|
| TellerScore | 92 (stronger) | 88 |
| Capital cushion | 99 | 100 (stronger) |
| Loan quality | 95 (stronger) | 92 |
| Earnings | 100 (stronger) | 76 |
| Funding & liquidity | 63 | 67 (stronger) |
| Problem-loan coverage | 88 | 96 (stronger) |
| Peer percentile | 97th | 92nd |
| Total assets | $279.3M | $339.8M |
| Deposits / shares | $237.0M | $285.8M |
| Capital ratio | 14.89% | 15.02% (stronger) |
| Problem loans | 0.15% (stronger) | 0.23% |
| Net charge-offs | 0.32% | 0.01% (stronger) |
| Return on assets | 3.19% (stronger) | 1.40% |
| Loans ÷ deposits | 86.5% (stronger) | 89.0% |
| Uninsured deposits | 24.4% | 19.2% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.5% |
Town & Country Bank Midwest has the higher TellerScore (92 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Town & Country Bank Midwest leads on 4 and Farmers State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.