Side-by-side · Q2 2026 data
Town & Country Bank Midwest vs HomeBank
Metric by metric
| Measure | Town & Country Bank Midwest | HomeBank |
|---|---|---|
| TellerScore | 92 (stronger) | 74 |
| Capital cushion | 99 (stronger) | 46 |
| Loan quality | 95 (stronger) | 90 |
| Earnings | 100 | 100 |
| Funding & liquidity | 63 (stronger) | 55 |
| Problem-loan coverage | 88 | 95 (stronger) |
| Peer percentile | 97th | 57th |
| Total assets | $279.3M | $733.3M |
| Deposits / shares | $237.0M | $604.3M |
| Capital ratio | 14.89% (stronger) | 9.61% |
| Problem loans | 0.15% (stronger) | 0.29% |
| Net charge-offs | 0.32% | 0.00% (stronger) |
| Return on assets | 3.19% (stronger) | 2.12% |
| Loans ÷ deposits | 86.5% (stronger) | 102.4% |
| Uninsured deposits | 24.4% | 17.1% (stronger) |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.9% |
Town & Country Bank Midwest has the higher TellerScore (92 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Town & Country Bank Midwest leads on 5 and HomeBank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.