Side-by-side · Q2 2026 data
Town & Country Bank Midwest vs Members "first" Community Credit Union
Credit union
Members "first" Community Credit Union
Quincy, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Town & Country Bank Midwest | Members "first" Community Credit Union |
|---|---|---|
| TellerScore | 92 | 92 |
| Capital cushion | 99 | 100 (stronger) |
| Loan quality | 95 | 99 (stronger) |
| Earnings | 100 (stronger) | 89 |
| Funding & liquidity | 63 | 64 (stronger) |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 97th | 97th |
| Total assets | $279.3M | $111.6M |
| Deposits / shares | $237.0M | $82.4M |
| Capital ratio | 14.89% | 25.42% (stronger) |
| Problem loans | 0.15% | 0.03% (stronger) |
| Net charge-offs | 0.32% (stronger) | 0.47% |
| Return on assets | 3.19% (stronger) | 1.74% |
| Loans ÷ deposits | 86.5% (stronger) | 95.8% |
| Uninsured deposits | 24.4% | 1.3% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Town & Country Bank Midwest leads on 3 and Members "first" Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.