Side-by-side · Q2 2026 data
Town & Country Bank Midwest vs SouthernTrust Bank
Metric by metric
| Measure | Town & Country Bank Midwest | SouthernTrust Bank |
|---|---|---|
| TellerScore | 92 (stronger) | 47 |
| Capital cushion | 99 (stronger) | 52 |
| Loan quality | 95 (stronger) | 14 |
| Earnings | 100 (stronger) | 72 |
| Funding & liquidity | 63 (stronger) | 48 |
| Problem-loan coverage | 88 (stronger) | 64 |
| Peer percentile | 97th | 5th |
| Total assets | $279.3M | $278.5M |
| Deposits / shares | $237.0M | $192.3M |
| Capital ratio | 14.89% (stronger) | 10.23% |
| Problem loans | 0.15% (stronger) | 2.59% |
| Net charge-offs | 0.32% (stronger) | 0.35% |
| Return on assets | 3.19% (stronger) | 1.29% |
| Loans ÷ deposits | 86.5% (stronger) | 108.1% |
| Uninsured deposits | 24.4% | 18.7% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Town & Country Bank Midwest has the higher TellerScore (92 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Town & Country Bank Midwest leads on 6 and SouthernTrust Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.