Side-by-side · Q2 2026 data
Town & Country Bank Midwest vs United State Bank
Metric by metric
| Measure | Town & Country Bank Midwest | United State Bank |
|---|---|---|
| TellerScore | 92 (stronger) | 80 |
| Capital cushion | 99 (stronger) | 55 |
| Loan quality | 95 | 98 (stronger) |
| Earnings | 100 (stronger) | 91 |
| Funding & liquidity | 63 | 74 (stronger) |
| Problem-loan coverage | 88 | 99 (stronger) |
| Peer percentile | 97th | 77th |
| Total assets | $279.3M | $290.1M |
| Deposits / shares | $237.0M | $258.4M |
| Capital ratio | 14.89% (stronger) | 10.50% |
| Problem loans | 0.15% | 0.07% (stronger) |
| Net charge-offs | 0.32% | 0.00% (stronger) |
| Return on assets | 3.19% (stronger) | 1.77% |
| Loans ÷ deposits | 86.5% | 86.0% (stronger) |
| Uninsured deposits | 24.4% | 10.1% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Town & Country Bank Midwest has the higher TellerScore (92 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Town & Country Bank Midwest leads on 3 and United State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.