Side-by-side · Q2 2026 data
Town & Country Federal Credit Union vs University Credit Union
Credit union
Town & Country Federal Credit Union
South Portland, Maine · $100 million – $1 billion
Metric by metric
| Measure | Town & Country Federal Credit Union | University Credit Union |
|---|---|---|
| TellerScore | 59 | 60 (stronger) |
| Capital cushion | 35 | 44 (stronger) |
| Loan quality | 88 (stronger) | 80 |
| Earnings | 33 | 42 (stronger) |
| Funding & liquidity | 69 (stronger) | 60 |
| Problem-loan coverage | 94 (stronger) | 90 |
| Peer percentile | 19th | 21st |
| Total assets | $621.2M | $538.5M |
| Deposits / shares | $523.9M | $409.3M |
| Capital ratio | 8.49% | 9.37% (stronger) |
| Problem loans | 0.35% (stronger) | 0.61% |
| Net charge-offs | 0.17% | 0.17% (stronger) |
| Return on assets | 0.34% | 0.54% (stronger) |
| Loans ÷ deposits | 91.0% (stronger) | 100.1% |
| Uninsured deposits | 5.0% | 3.6% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.7% | — |
University Credit Union has the higher TellerScore (60 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Town & Country Federal Credit Union leads on 2 and University Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.