Side-by-side · Q2 2026 data
TownBridge Bank vs Mobile Educators Credit Union
Metric by metric
| Measure | TownBridge Bank | Mobile Educators Credit Union |
|---|---|---|
| TellerScore | 61 | 84 (stronger) |
| Capital cushion | 38 | 82 (stronger) |
| Loan quality | 35 | 75 (stronger) |
| Earnings | 100 (stronger) | 80 |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 80 | 99 (stronger) |
| Peer percentile | 24th | 86th |
| Total assets | $1.3B | $113.2M |
| Deposits / shares | $1.0B | $98.2M |
| Capital ratio | 8.83% | 13.20% (stronger) |
| Problem loans | 1.94% | 0.74% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.06% |
| Return on assets | 2.22% (stronger) | 1.51% |
| Loans ÷ deposits | 67.3% | 13.4% (stronger) |
| Uninsured deposits | 22.9% | 2.0% (stronger) |
| Offices | 24 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | — |
Mobile Educators Credit Union has the higher TellerScore (84 vs 61). On the 7 directional measures above (where higher or lower is clearly better), TownBridge Bank leads on 2 and Mobile Educators Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.