Side-by-side · Q2 2026 data
TPNB Bank vs Community State Bank
Metric by metric
| Measure | TPNB Bank | Community State Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 83 |
| Capital cushion | 100 (stronger) | 70 |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 57 | 91 (stronger) |
| Funding & liquidity | 87 (stronger) | 63 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 94th | 84th |
| Total assets | $112.0M | $132.8M |
| Deposits / shares | $94.1M | $109.2M |
| Capital ratio | 15.15% (stronger) | 12.05% |
| Problem loans | 0.00% (stronger) | 0.10% |
| Net charge-offs | 0.00% (stronger) | 0.20% |
| Return on assets | 0.92% | 1.78% (stronger) |
| Loans ÷ deposits | 69.7% (stronger) | 84.5% |
| Uninsured deposits | 18.4% (stronger) | 26.3% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
TPNB Bank has the higher TellerScore (89 vs 83). On the 7 directional measures above (where higher or lower is clearly better), TPNB Bank leads on 6 and Community State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Shelbina, MO