Side-by-side · Q2 2026 data
TPNB Bank vs The Citizens Bank of Edina
Metric by metric
| Measure | TPNB Bank | The Citizens Bank of Edina |
|---|---|---|
| TellerScore | 89 (stronger) | 81 |
| Capital cushion | 100 (stronger) | 95 |
| Loan quality | 100 (stronger) | 52 |
| Earnings | 57 | 100 (stronger) |
| Funding & liquidity | 87 (stronger) | 73 |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 94th | 80th |
| Total assets | $112.0M | $106.7M |
| Deposits / shares | $94.1M | $90.9M |
| Capital ratio | 15.15% (stronger) | 14.49% |
| Problem loans | 0.00% (stronger) | 1.45% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.92% | 2.11% (stronger) |
| Loans ÷ deposits | 69.7% (stronger) | 84.6% |
| Uninsured deposits | 18.4% | 17.1% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
TPNB Bank has the higher TellerScore (89 vs 81). On the 7 directional measures above (where higher or lower is clearly better), TPNB Bank leads on 4 and The Citizens Bank of Edina on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.