Side-by-side · Q2 2026 data
Traditional Bank, Inc. vs Citizens Bank of Kentucky, Inc.
Metric by metric
| Measure | Traditional Bank, Inc. | Citizens Bank of Kentucky, Inc. |
|---|---|---|
| TellerScore | 73 | 79 (stronger) |
| Capital cushion | 56 | 85 (stronger) |
| Loan quality | 92 (stronger) | 72 |
| Earnings | 67 (stronger) | 61 |
| Funding & liquidity | 66 | 95 (stronger) |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 70th | 75th |
| Total assets | $2.4B | $669.9M |
| Deposits / shares | $2.1B | $571.0M |
| Capital ratio | 10.56% | 13.51% (stronger) |
| Problem loans | 0.25% (stronger) | 0.85% |
| Net charge-offs | 0.03% (stronger) | 0.03% |
| Return on assets | 1.18% (stronger) | 1.04% |
| Loans ÷ deposits | 77.5% | 59.8% (stronger) |
| Uninsured deposits | 30.1% | 20.0% (stronger) |
| Offices | 18 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.6% | 18.3% |
Citizens Bank of Kentucky, Inc. has the higher TellerScore (79 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Traditional Bank, Inc. leads on 3 and Citizens Bank of Kentucky, Inc. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.