Side-by-side · Q2 2026 data
Traditional Bank, Inc. vs South Central Bank, Inc.
Metric by metric
| Measure | Traditional Bank, Inc. | South Central Bank, Inc. |
|---|---|---|
| TellerScore | 73 (stronger) | 72 |
| Capital cushion | 56 (stronger) | 49 |
| Loan quality | 92 (stronger) | 90 |
| Earnings | 67 | 76 (stronger) |
| Funding & liquidity | 66 (stronger) | 65 |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 70th | 66th |
| Total assets | $2.4B | $2.3B |
| Deposits / shares | $2.1B | $2.0B |
| Capital ratio | 10.56% (stronger) | 9.88% |
| Problem loans | 0.25% (stronger) | 0.30% |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.18% | 1.41% (stronger) |
| Loans ÷ deposits | 77.5% (stronger) | 89.7% |
| Uninsured deposits | 30.1% | 20.1% (stronger) |
| Offices | 18 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.6% | 7.5% |
Traditional Bank, Inc. has the higher TellerScore (73 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Traditional Bank, Inc. leads on 4 and South Central Bank, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.