Side-by-side · Q2 2026 data
Traditional Bank, Inc. vs The Citizens Bank
Metric by metric
| Measure | Traditional Bank, Inc. | The Citizens Bank |
|---|---|---|
| TellerScore | 73 | 76 (stronger) |
| Capital cushion | 56 (stronger) | 37 |
| Loan quality | 92 | 98 (stronger) |
| Earnings | 67 | 100 (stronger) |
| Funding & liquidity | 66 | 70 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 70th | 64th |
| Total assets | $2.4B | $228.6M |
| Deposits / shares | $2.1B | $181.9M |
| Capital ratio | 10.56% (stronger) | 8.72% |
| Problem loans | 0.25% | 0.06% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.06% |
| Return on assets | 1.18% | 2.15% (stronger) |
| Loans ÷ deposits | 77.5% (stronger) | 82.8% |
| Uninsured deposits | 30.1% | 21.9% (stronger) |
| Offices | 18 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.6% | — |
The Citizens Bank has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Traditional Bank, Inc. leads on 3 and The Citizens Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.