Side-by-side · Q2 2026 data
Traditional Bank, Inc. vs Whitaker Bank
Metric by metric
| Measure | Traditional Bank, Inc. | Whitaker Bank |
|---|---|---|
| TellerScore | 73 | 84 (stronger) |
| Capital cushion | 56 | 79 (stronger) |
| Loan quality | 92 | 93 (stronger) |
| Earnings | 67 | 77 (stronger) |
| Funding & liquidity | 66 | 80 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 70th | 95th |
| Total assets | $2.4B | $1.9B |
| Deposits / shares | $2.1B | $1.6B |
| Capital ratio | 10.56% | 12.89% (stronger) |
| Problem loans | 0.25% | 0.21% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.06% |
| Return on assets | 1.18% | 1.42% (stronger) |
| Loans ÷ deposits | 77.5% | 67.3% (stronger) |
| Uninsured deposits | 30.1% | 26.8% (stronger) |
| Offices | 18 | 44 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.6% | — |
Whitaker Bank has the higher TellerScore (84 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Traditional Bank, Inc. leads on 1 and Whitaker Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.