Side-by-side · Q2 2026 data
Trailhead Federal Credit Union vs Consolidated Federal Credit Union
Credit union
Consolidated Federal Credit Union
Portland, Oregon · $100 million – $1 billion
Metric by metric
| Measure | Trailhead Federal Credit Union | Consolidated Federal Credit Union |
|---|---|---|
| TellerScore | 28 | 88 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 0 | 91 (stronger) |
| Earnings | 0 | 65 (stronger) |
| Funding & liquidity | 86 (stronger) | 85 |
| Problem-loan coverage | 37 | 98 (stronger) |
| Peer percentile | 0th | 92nd |
| Total assets | $156.0M | $833.7M |
| Deposits / shares | $140.8M | $698.1M |
| Capital ratio | 8.80% | 15.31% (stronger) |
| Problem loans | 4.14% | 0.27% (stronger) |
| Net charge-offs | 0.37% | 0.06% (stronger) |
| Return on assets | -1.30% | 1.13% (stronger) |
| Loans ÷ deposits | 74.0% (stronger) | 75.3% |
| Uninsured deposits | 1.6% (stronger) | 8.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 25.2% |
Consolidated Federal Credit Union has the higher TellerScore (88 vs 28). On the 7 directional measures above (where higher or lower is clearly better), Trailhead Federal Credit Union leads on 2 and Consolidated Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.