Side-by-side · Q2 2026 data
Transact Bank, National Association vs FlatIrons Bank
Metric by metric
| Measure | Transact Bank, National Association | FlatIrons Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 39 |
| Loan quality | 100 | 100 |
| Earnings | 33 | 80 (stronger) |
| Funding & liquidity | 98 (stronger) | 76 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 81st | 57th |
| Total assets | $6.5M | $370.3M |
| Deposits / shares | $5.1M | $336.1M |
| Capital ratio | 16.27% (stronger) | 8.88% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.33% | 1.51% (stronger) |
| Loans ÷ deposits | 43.9% (stronger) | 82.0% |
| Uninsured deposits | 16.9% (stronger) | 17.4% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Transact Bank, National Association has the higher TellerScore (86 vs 74). On the 6 directional measures above (where higher or lower is clearly better), Transact Bank, National Association leads on 4 and FlatIrons Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.