Side-by-side · Q2 2026 data
Transact Bank, National Association vs Young Americans Bank
Metric by metric
| Measure | Transact Bank, National Association | Young Americans Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 46 |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 33 (stronger) | 0 |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 81st | 7th |
| Total assets | $6.5M | $15.5M |
| Deposits / shares | $5.1M | $13.4M |
| Capital ratio | 16.27% (stronger) | 11.86% |
| Problem loans | 0.00% (stronger) | 10.53% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.33% (stronger) | -11.53% |
| Loans ÷ deposits | 43.9% | 0.3% (stronger) |
| Uninsured deposits | 16.9% | 3.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Transact Bank, National Association has the higher TellerScore (86 vs 46). On the 6 directional measures above (where higher or lower is clearly better), Transact Bank, National Association leads on 4 and Young Americans Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.