Side-by-side · Q2 2026 data
Transpecos Banks, SSB vs HomeTown Bank, National Association
Metric by metric
| Measure | Transpecos Banks, SSB | HomeTown Bank, National Association |
|---|---|---|
| TellerScore | 14 | 75 (stronger) |
| Capital cushion | 17 | 63 (stronger) |
| Loan quality | 0 | 99 (stronger) |
| Earnings | 0 | 63 (stronger) |
| Funding & liquidity | 58 (stronger) | 57 |
| Problem-loan coverage | 0 | 98 (stronger) |
| Peer percentile | 0th | 61st |
| Total assets | $972.1M | $990.4M |
| Deposits / shares | $872.0M | $891.1M |
| Capital ratio | 6.67% | 11.33% (stronger) |
| Problem loans | 8.15% | 0.04% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | -1.57% | 1.07% (stronger) |
| Loans ÷ deposits | 74.9% (stronger) | 77.5% |
| Uninsured deposits | 39.8% | 38.1% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | — |
HomeTown Bank, National Association has the higher TellerScore (75 vs 14). On the 7 directional measures above (where higher or lower is clearly better), Transpecos Banks, SSB leads on 2 and HomeTown Bank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.