Side-by-side · Q2 2026 data
Transpecos Banks, SSB vs Round Top State Bank
Metric by metric
| Measure | Transpecos Banks, SSB | Round Top State Bank |
|---|---|---|
| TellerScore | 14 | 80 (stronger) |
| Capital cushion | 17 | 69 (stronger) |
| Loan quality | 0 | 88 (stronger) |
| Earnings | 0 | 71 (stronger) |
| Funding & liquidity | 58 | 87 (stronger) |
| Problem-loan coverage | 0 | 96 (stronger) |
| Peer percentile | 0th | 77th |
| Total assets | $972.1M | $974.1M |
| Deposits / shares | $872.0M | $870.3M |
| Capital ratio | 6.67% | 11.94% (stronger) |
| Problem loans | 8.15% | 0.36% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | -1.57% | 1.26% (stronger) |
| Loans ÷ deposits | 74.9% | 68.3% (stronger) |
| Uninsured deposits | 39.8% | 19.6% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | 8.1% |
Round Top State Bank has the higher TellerScore (80 vs 14). On the 7 directional measures above (where higher or lower is clearly better), Transpecos Banks, SSB leads on 1 and Round Top State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.