Side-by-side · Q2 2026 data
Transpecos Banks, SSB vs Texas Bank
Metric by metric
| Measure | Transpecos Banks, SSB | Texas Bank |
|---|---|---|
| TellerScore | 14 | 70 (stronger) |
| Capital cushion | 17 | 56 (stronger) |
| Loan quality | 0 | 85 (stronger) |
| Earnings | 0 | 68 (stronger) |
| Funding & liquidity | 58 | 61 (stronger) |
| Problem-loan coverage | 0 | 94 (stronger) |
| Peer percentile | 0th | 43rd |
| Total assets | $972.1M | $953.9M |
| Deposits / shares | $872.0M | $824.0M |
| Capital ratio | 6.67% | 10.61% (stronger) |
| Problem loans | 8.15% | 0.46% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.52% |
| Return on assets | -1.57% | 1.20% (stronger) |
| Loans ÷ deposits | 74.9% (stronger) | 83.9% |
| Uninsured deposits | 39.8% | 28.5% (stronger) |
| Offices | 3 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | 19.1% |
Texas Bank has the higher TellerScore (70 vs 14). On the 7 directional measures above (where higher or lower is clearly better), Transpecos Banks, SSB leads on 2 and Texas Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.