Side-by-side · Q2 2026 data
Transpecos Banks, SSB vs West Texas National Bank
Metric by metric
| Measure | Transpecos Banks, SSB | West Texas National Bank |
|---|---|---|
| TellerScore | 14 | 60 (stronger) |
| Capital cushion | 17 | 55 (stronger) |
| Loan quality | 0 | 44 (stronger) |
| Earnings | 0 | 84 (stronger) |
| Funding & liquidity | 58 (stronger) | 50 |
| Problem-loan coverage | 0 | 81 (stronger) |
| Peer percentile | 0th | 21st |
| Total assets | $972.1M | $2.9B |
| Deposits / shares | $872.0M | $2.6B |
| Capital ratio | 6.67% | 10.52% (stronger) |
| Problem loans | 8.15% | 1.67% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.86% |
| Return on assets | -1.57% | 1.59% (stronger) |
| Loans ÷ deposits | 74.9% | 57.4% (stronger) |
| Uninsured deposits | 39.8% (stronger) | 64.1% |
| Offices | 3 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | 20.5% |
West Texas National Bank has the higher TellerScore (60 vs 14). On the 7 directional measures above (where higher or lower is clearly better), Transpecos Banks, SSB leads on 2 and West Texas National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Alpine, TX
- Pecos, TX