Side-by-side · Q2 2026 data
Tri City National Bank vs IncredibleBank
Metric by metric
| Measure | Tri City National Bank | IncredibleBank |
|---|---|---|
| TellerScore | 71 (stronger) | 57 |
| Capital cushion | 61 (stronger) | 33 |
| Loan quality | 83 (stronger) | 70 |
| Earnings | 53 | 62 (stronger) |
| Funding & liquidity | 81 (stronger) | 58 |
| Problem-loan coverage | 92 (stronger) | 82 |
| Peer percentile | 63rd | 16th |
| Total assets | $2.0B | $2.1B |
| Deposits / shares | $1.7B | $1.8B |
| Capital ratio | 11.10% (stronger) | 8.30% |
| Problem loans | 0.51% (stronger) | 0.89% |
| Net charge-offs | 0.04% (stronger) | 0.11% |
| Return on assets | 0.83% | 1.06% (stronger) |
| Loans ÷ deposits | 65.9% (stronger) | 89.0% |
| Uninsured deposits | 26.7% (stronger) | 27.3% |
| Offices | 24 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.2% | 11.9% |
Tri City National Bank has the higher TellerScore (71 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Tri City National Bank leads on 6 and IncredibleBank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.