Side-by-side · Q2 2026 data
Tri Counties Bank vs First American Trust, FSB
Metric by metric
| Measure | Tri Counties Bank | First American Trust, FSB |
|---|---|---|
| TellerScore | 70 (stronger) | 67 |
| Capital cushion | 70 (stronger) | 29 |
| Loan quality | 69 | 100 (stronger) |
| Earnings | 76 | 78 (stronger) |
| Funding & liquidity | 53 (stronger) | 50 |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 58th | 44th |
| Total assets | $9.9B | $9.2B |
| Deposits / shares | $8.4B | $8.7B |
| Capital ratio | 12.00% (stronger) | 7.89% |
| Problem loans | 0.94% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.40% | 1.45% (stronger) |
| Loans ÷ deposits | 85.8% | 0.0% (stronger) |
| Uninsured deposits | 34.1% (stronger) | 63.8% |
| Offices | 69 | 11 |
| CFPB complaints (3 yrs) | — | 49 |
| Complaints per $1B deposits | — | 5.6 |
| Mortgage denial rate (HMDA) | 34.2% | — |
Tri Counties Bank has the higher TellerScore (70 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Tri Counties Bank leads on 3 and First American Trust, FSB on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.