Side-by-side · Q2 2026 data
Tri Counties Bank vs Golden Valley Bank
Metric by metric
| Measure | Tri Counties Bank | Golden Valley Bank |
|---|---|---|
| TellerScore | 70 | 72 (stronger) |
| Capital cushion | 70 (stronger) | 43 |
| Loan quality | 69 | 100 (stronger) |
| Earnings | 76 (stronger) | 58 |
| Funding & liquidity | 53 | 80 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 58th | 50th |
| Total assets | $9.9B | $604.7M |
| Deposits / shares | $8.4B | $553.2M |
| Capital ratio | 12.00% (stronger) | 9.32% |
| Problem loans | 0.94% | 0.00% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.07% |
| Return on assets | 1.40% (stronger) | 0.96% |
| Loans ÷ deposits | 85.8% | 52.6% (stronger) |
| Uninsured deposits | 34.1% | 32.9% (stronger) |
| Offices | 69 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 34.2% | — |
Golden Valley Bank has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Tri Counties Bank leads on 3 and Golden Valley Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.