TellerScore

Side-by-side · Q2 2026 data

Tri Counties Bank vs Preferred Bank

Bank

Tri Counties Bank

Chico, California · $1 billion – $10 billion

70of 100
Strong

Bank

Preferred Bank

Los Angeles, California · $1 billion – $10 billion

58of 100
Moderate

Metric by metric

MeasureTri Counties BankPreferred Bank
TellerScore70 (stronger)58
Capital cushion70 (stronger)56
Loan quality69 (stronger)48
Earnings7688 (stronger)
Funding & liquidity53 (stronger)25
Problem-loan coverage90 (stronger)77
Peer percentile58th17th
Total assets$9.9B$7.7B
Deposits / shares$8.4B$6.5B
Capital ratio12.00% (stronger)10.55%
Problem loans0.94% (stronger)1.57%
Net charge-offs0.03% (stronger)0.18%
Return on assets1.40%1.69% (stronger)
Loans ÷ deposits85.8% (stronger)95.8%
Uninsured deposits34.1% (stronger)50.3%
Offices6917
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)34.2%12.4%

Tri Counties Bank has the higher TellerScore (70 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Tri Counties Bank leads on 6 and Preferred Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

Compare two institutions