Side-by-side · Q2 2026 data
Tri Counties Bank vs Redwood Capital Bank
Metric by metric
| Measure | Tri Counties Bank | Redwood Capital Bank |
|---|---|---|
| TellerScore | 70 | 76 (stronger) |
| Capital cushion | 70 (stronger) | 60 |
| Loan quality | 69 | 96 (stronger) |
| Earnings | 76 (stronger) | 67 |
| Funding & liquidity | 53 | 72 (stronger) |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 58th | 64th |
| Total assets | $9.9B | $566.0M |
| Deposits / shares | $8.4B | $504.9M |
| Capital ratio | 12.00% (stronger) | 10.96% |
| Problem loans | 0.94% | 0.13% (stronger) |
| Net charge-offs | 0.03% | -0.00% (stronger) |
| Return on assets | 1.40% (stronger) | 1.16% |
| Loans ÷ deposits | 85.8% | 78.4% (stronger) |
| Uninsured deposits | 34.1% | 24.1% (stronger) |
| Offices | 69 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 34.2% | — |
Redwood Capital Bank has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Tri Counties Bank leads on 2 and Redwood Capital Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Eureka, CA
- Fortuna, CA