Side-by-side · Q2 2026 data
Tri State Rail Federal Credit Union vs Erie Police Federal Credit Union
Credit union
Tri State Rail Federal Credit Union
Erie, Pennsylvania · Under $100 million in assets
Credit union
Erie Police Federal Credit Union
Erie, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Tri State Rail Federal Credit Union | Erie Police Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 83 | 100 (stronger) |
| Earnings | 40 | 49 (stronger) |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 75th | 87th |
| Total assets | $19.9M | $2.5M |
| Deposits / shares | $15.9M | $1.9M |
| Capital ratio | 19.98% | 26.23% (stronger) |
| Problem loans | 0.50% | 0.00% (stronger) |
| Net charge-offs | -0.17% (stronger) | 0.00% |
| Return on assets | 0.50% | 0.73% (stronger) |
| Loans ÷ deposits | 38.9% (stronger) | 65.8% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Erie Police Federal Credit Union has the higher TellerScore (89 vs 84). On the 6 directional measures above (where higher or lower is clearly better), Tri State Rail Federal Credit Union leads on 2 and Erie Police Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.