Side-by-side · Q2 2026 data
Tricounty Federal Credit Union vs The Morning Star Federal Credit Union
Credit union
The Morning Star Federal Credit Union
Lame Deer, Montana · Under $100 million in assets
Metric by metric
| Measure | Tricounty Federal Credit Union | The Morning Star Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 47 |
| Capital cushion | 52 (stronger) | 49 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 0 | 45 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 82 |
| Peer percentile | 32nd | 7th |
| Total assets | $1.7M | $2.2M |
| Deposits / shares | $1.6M | $1.8M |
| Capital ratio | 10.17% (stronger) | 9.88% |
| Problem loans | 0.00% (stronger) | 5.89% |
| Net charge-offs | 0.52% (stronger) | 11.87% |
| Return on assets | -0.91% | 0.63% (stronger) |
| Loans ÷ deposits | 54.4% | 17.9% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tricounty Federal Credit Union has the higher TellerScore (66 vs 47). On the 6 directional measures above (where higher or lower is clearly better), Tricounty Federal Credit Union leads on 4 and The Morning Star Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.