Side-by-side · Q2 2026 data
Troy Bank & Trust Company vs Metro Bank
Metric by metric
| Measure | Troy Bank & Trust Company | Metro Bank |
|---|---|---|
| TellerScore | 67 | 80 (stronger) |
| Capital cushion | 78 | 97 (stronger) |
| Loan quality | 55 | 61 (stronger) |
| Earnings | 75 | 77 (stronger) |
| Funding & liquidity | 41 | 76 (stronger) |
| Problem-loan coverage | 84 | 89 (stronger) |
| Peer percentile | 44th | 90th |
| Total assets | $1.6B | $1.2B |
| Deposits / shares | $1.4B | $1.0B |
| Capital ratio | 12.83% | 14.68% (stronger) |
| Problem loans | 1.35% | 1.18% (stronger) |
| Net charge-offs | 0.20% | 0.18% (stronger) |
| Return on assets | 1.37% | 1.41% (stronger) |
| Loans ÷ deposits | 74.6% | 58.4% (stronger) |
| Uninsured deposits | 55.1% | 37.0% (stronger) |
| Offices | 14 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Metro Bank has the higher TellerScore (80 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Troy Bank & Trust Company leads on 0 and Metro Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.