Side-by-side · Q2 2026 data
TruBank vs Journey Credit Union
Metric by metric
| Measure | TruBank | Journey Credit Union |
|---|---|---|
| TellerScore | 56 | 85 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 56 | 63 (stronger) |
| Earnings | 64 | 82 (stronger) |
| Funding & liquidity | 61 | 90 (stronger) |
| Problem-loan coverage | 79 | 92 (stronger) |
| Peer percentile | 13th | 77th |
| Total assets | $494.6M | $97.6M |
| Deposits / shares | $366.1M | $80.4M |
| Capital ratio | 9.23% | 16.86% (stronger) |
| Problem loans | 1.33% | 1.11% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.64% |
| Return on assets | 1.09% | 1.56% (stronger) |
| Loans ÷ deposits | 77.9% | 70.6% (stronger) |
| Uninsured deposits | 34.2% | 9.0% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 4.8% |
Journey Credit Union has the higher TellerScore (85 vs 56). On the 7 directional measures above (where higher or lower is clearly better), TruBank leads on 1 and Journey Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.