Side-by-side · Q2 2026 data
TruBank vs Serve Credit Union
Metric by metric
| Measure | TruBank | Serve Credit Union |
|---|---|---|
| TellerScore | 56 | 84 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 56 | 73 (stronger) |
| Earnings | 64 | 78 (stronger) |
| Funding & liquidity | 61 | 73 (stronger) |
| Problem-loan coverage | 79 | 94 (stronger) |
| Peer percentile | 13th | 86th |
| Total assets | $494.6M | $101.3M |
| Deposits / shares | $366.1M | $82.2M |
| Capital ratio | 9.23% | 18.08% (stronger) |
| Problem loans | 1.33% | 0.81% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.21% |
| Return on assets | 1.09% | 1.44% (stronger) |
| Loans ÷ deposits | 77.9% (stronger) | 87.2% |
| Uninsured deposits | 34.2% | 2.6% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 12.1% |
Serve Credit Union has the higher TellerScore (84 vs 56). On the 7 directional measures above (where higher or lower is clearly better), TruBank leads on 2 and Serve Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.