Side-by-side · Q2 2026 data
Truchoice Federal Credit Union vs Maine Highlands Federal Credit Union
Metric by metric
| Measure | Truchoice Federal Credit Union | Maine Highlands Federal Credit Union |
|---|---|---|
| TellerScore | 60 (stronger) | 56 |
| Capital cushion | 61 (stronger) | 59 |
| Loan quality | 43 (stronger) | 23 |
| Earnings | 66 (stronger) | 60 |
| Funding & liquidity | 71 | 91 (stronger) |
| Problem-loan coverage | 75 (stronger) | 73 |
| Peer percentile | 21st | 13th |
| Total assets | $257.4M | $230.1M |
| Deposits / shares | $231.1M | $203.2M |
| Capital ratio | 11.09% (stronger) | 10.93% |
| Problem loans | 1.72% (stronger) | 2.32% |
| Net charge-offs | 0.46% | 0.19% (stronger) |
| Return on assets | 1.14% (stronger) | 1.00% |
| Loans ÷ deposits | 89.7% | 69.1% (stronger) |
| Uninsured deposits | 7.5% | 5.5% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.4% | 3.6% |
Truchoice Federal Credit Union has the higher TellerScore (60 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Truchoice Federal Credit Union leads on 4 and Maine Highlands Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.