Side-by-side · Q2 2026 data
Truchoice Federal Credit Union vs New Dimensions Federal Credit Union
Credit union
New Dimensions Federal Credit Union
Waterville, Maine · $100 million – $1 billion
Metric by metric
| Measure | Truchoice Federal Credit Union | New Dimensions Federal Credit Union |
|---|---|---|
| TellerScore | 60 (stronger) | 46 |
| Capital cushion | 61 (stronger) | 29 |
| Loan quality | 43 | 49 (stronger) |
| Earnings | 66 (stronger) | 41 |
| Funding & liquidity | 71 (stronger) | 66 |
| Problem-loan coverage | 75 (stronger) | 69 |
| Peer percentile | 21st | 3rd |
| Total assets | $257.4M | $244.1M |
| Deposits / shares | $231.1M | $209.3M |
| Capital ratio | 11.09% (stronger) | 7.93% |
| Problem loans | 1.72% | 1.54% (stronger) |
| Net charge-offs | 0.46% (stronger) | 0.48% |
| Return on assets | 1.14% (stronger) | 0.54% |
| Loans ÷ deposits | 89.7% (stronger) | 94.4% |
| Uninsured deposits | 7.5% | 2.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.4% | — |
Truchoice Federal Credit Union has the higher TellerScore (60 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Truchoice Federal Credit Union leads on 5 and New Dimensions Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.