Side-by-side · Q2 2026 data
TruCommunity Bank vs Dakota Heritage Bank
Metric by metric
| Measure | TruCommunity Bank | Dakota Heritage Bank |
|---|---|---|
| TellerScore | 58 | 63 (stronger) |
| Capital cushion | 61 (stronger) | 48 |
| Loan quality | 27 | 46 (stronger) |
| Earnings | 76 | 98 (stronger) |
| Funding & liquidity | 71 (stronger) | 66 |
| Problem-loan coverage | 73 | 74 (stronger) |
| Peer percentile | 16th | 24th |
| Total assets | $338.2M | $416.8M |
| Deposits / shares | $282.3M | $366.8M |
| Capital ratio | 11.06% (stronger) | 9.83% |
| Problem loans | 2.18% | 1.62% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 1.41% | 1.96% (stronger) |
| Loans ÷ deposits | 77.5% (stronger) | 93.4% |
| Uninsured deposits | 25.8% | 15.6% (stronger) |
| Offices | 4 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.1% |
Dakota Heritage Bank has the higher TellerScore (63 vs 58). On the 7 directional measures above (where higher or lower is clearly better), TruCommunity Bank leads on 3 and Dakota Heritage Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.