Side-by-side · Q2 2026 data
TruCommunity Bank vs The Bank of Tioga
Metric by metric
| Measure | TruCommunity Bank | The Bank of Tioga |
|---|---|---|
| TellerScore | 58 | 63 (stronger) |
| Capital cushion | 61 (stronger) | 44 |
| Loan quality | 27 | 62 (stronger) |
| Earnings | 76 (stronger) | 73 |
| Funding & liquidity | 71 | 85 (stronger) |
| Problem-loan coverage | 73 (stronger) | 68 |
| Peer percentile | 16th | 24th |
| Total assets | $338.2M | $412.1M |
| Deposits / shares | $282.3M | $396.6M |
| Capital ratio | 11.06% (stronger) | 9.39% |
| Problem loans | 2.18% | 1.15% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.10% |
| Return on assets | 1.41% (stronger) | 1.32% |
| Loans ÷ deposits | 77.5% | 34.0% (stronger) |
| Uninsured deposits | 25.8% (stronger) | 28.3% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Tioga has the higher TellerScore (63 vs 58). On the 7 directional measures above (where higher or lower is clearly better), TruCommunity Bank leads on 4 and The Bank of Tioga on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.