Side-by-side · Q2 2026 data
Truecore Federal Credit Union vs First Service Federal Credit Union
Metric by metric
| Measure | Truecore Federal Credit Union | First Service Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 72 (stronger) |
| Capital cushion | 43 | 52 (stronger) |
| Loan quality | 85 | 96 (stronger) |
| Earnings | 47 | 47 |
| Funding & liquidity | 96 (stronger) | 90 |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 41st | 57th |
| Total assets | $255.4M | $236.3M |
| Deposits / shares | $231.3M | $210.8M |
| Capital ratio | 9.25% | 10.16% (stronger) |
| Problem loans | 0.46% | 0.12% (stronger) |
| Net charge-offs | 0.16% (stronger) | 0.27% |
| Return on assets | 0.68% | 0.68% (stronger) |
| Loans ÷ deposits | 64.0% (stronger) | 70.7% |
| Uninsured deposits | 2.9% (stronger) | 10.8% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 20.4% |
First Service Federal Credit Union has the higher TellerScore (72 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Truecore Federal Credit Union leads on 3 and First Service Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.