Side-by-side · Q2 2026 data
Truecore Federal Credit Union vs Midwest Community Federal Credit Union
Credit union
Midwest Community Federal Credit Union
Defiance, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Truecore Federal Credit Union | Midwest Community Federal Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 60 |
| Capital cushion | 43 (stronger) | 35 |
| Loan quality | 85 (stronger) | 65 |
| Earnings | 47 | 62 (stronger) |
| Funding & liquidity | 96 (stronger) | 83 |
| Problem-loan coverage | 94 (stronger) | 82 |
| Peer percentile | 41st | 21st |
| Total assets | $255.4M | $267.2M |
| Deposits / shares | $231.3M | $246.5M |
| Capital ratio | 9.25% (stronger) | 8.50% |
| Problem loans | 0.46% (stronger) | 1.05% |
| Net charge-offs | 0.16% | 0.13% (stronger) |
| Return on assets | 0.68% | 1.05% (stronger) |
| Loans ÷ deposits | 64.0% (stronger) | 76.9% |
| Uninsured deposits | 2.9% (stronger) | 3.6% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | — |
Truecore Federal Credit Union has the higher TellerScore (67 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Truecore Federal Credit Union leads on 5 and Midwest Community Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.