Side-by-side · Q2 2026 data
Trugrocer Federal Credit Union vs Clarity Credit Union
Metric by metric
| Measure | Trugrocer Federal Credit Union | Clarity Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 73 (stronger) | 67 |
| Earnings | 0 | 34 (stronger) |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 95 (stronger) | 85 |
| Peer percentile | 60th | 19th |
| Total assets | $320.1M | $235.6M |
| Deposits / shares | $267.8M | $216.6M |
| Capital ratio | 16.03% (stronger) | 9.74% |
| Problem loans | 0.81% (stronger) | 0.99% |
| Net charge-offs | 0.26% (stronger) | 0.78% |
| Return on assets | -0.85% | 0.35% (stronger) |
| Loans ÷ deposits | 57.3% (stronger) | 76.6% |
| Uninsured deposits | 9.0% | 3.3% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | — |
Trugrocer Federal Credit Union has the higher TellerScore (73 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Trugrocer Federal Credit Union leads on 5 and Clarity Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.