Side-by-side · Q2 2026 data
Trugrocer Federal Credit Union vs Lighthouse Federal Credit Union
Metric by metric
| Measure | Trugrocer Federal Credit Union | Lighthouse Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 73 | 87 (stronger) |
| Earnings | 0 | 51 (stronger) |
| Funding & liquidity | 100 (stronger) | 57 |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 60th | 41st |
| Total assets | $320.1M | $2.2B |
| Deposits / shares | $267.8M | $1.9B |
| Capital ratio | 16.03% (stronger) | 10.15% |
| Problem loans | 0.81% | 0.38% (stronger) |
| Net charge-offs | 0.26% (stronger) | 0.54% |
| Return on assets | -0.85% | 0.78% (stronger) |
| Loans ÷ deposits | 57.3% (stronger) | 103.6% |
| Uninsured deposits | 9.0% | 0.5% (stronger) |
| Offices | 7 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | 36.3% |
Trugrocer Federal Credit Union has the higher TellerScore (73 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Trugrocer Federal Credit Union leads on 4 and Lighthouse Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.