Side-by-side · Q2 2026 data
TruPoint Bank vs HomeTrust Bank
Metric by metric
| Measure | TruPoint Bank | HomeTrust Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 68 |
| Capital cushion | 56 | 79 (stronger) |
| Loan quality | 99 (stronger) | 53 |
| Earnings | 65 | 81 (stronger) |
| Funding & liquidity | 80 (stronger) | 45 |
| Problem-loan coverage | 100 (stronger) | 82 |
| Peer percentile | 68th | 49th |
| Total assets | $690.8M | $4.4B |
| Deposits / shares | $593.7M | $3.6B |
| Capital ratio | 10.60% | 12.91% (stronger) |
| Problem loans | 0.02% (stronger) | 1.40% |
| Net charge-offs | -0.11% (stronger) | 0.20% |
| Return on assets | 1.12% | 1.52% (stronger) |
| Loans ÷ deposits | 77.7% (stronger) | 102.5% |
| Uninsured deposits | 17.1% (stronger) | 26.5% |
| Offices | 16 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | 24.1% |
TruPoint Bank has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), TruPoint Bank leads on 5 and HomeTrust Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.