Side-by-side · Q2 2026 data
TrustBank vs Citizens National Bank of Albion
Metric by metric
| Measure | TrustBank | Citizens National Bank of Albion |
|---|---|---|
| TellerScore | 68 | 88 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 76 | 82 (stronger) |
| Earnings | 98 (stronger) | 80 |
| Funding & liquidity | 49 | 80 (stronger) |
| Problem-loan coverage | 74 | 96 (stronger) |
| Peer percentile | 37th | 92nd |
| Total assets | $640.2M | $348.5M |
| Deposits / shares | $557.6M | $283.9M |
| Capital ratio | 9.81% | 17.35% (stronger) |
| Problem loans | 0.73% | 0.54% (stronger) |
| Net charge-offs | 0.27% | 0.14% (stronger) |
| Return on assets | 1.94% (stronger) | 1.51% |
| Loans ÷ deposits | 97.0% | 78.5% (stronger) |
| Uninsured deposits | 27.9% | 16.8% (stronger) |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.1% | — |
Citizens National Bank of Albion has the higher TellerScore (88 vs 68). On the 7 directional measures above (where higher or lower is clearly better), TrustBank leads on 1 and Citizens National Bank of Albion on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Olney, IL