Side-by-side · Q2 2026 data
Tustin Community Bank vs California International Bank, N.A.
Bank
California International Bank, N.A.
Westminster, California · $100 million – $1 billion
Metric by metric
| Measure | Tustin Community Bank | California International Bank, N.A. |
|---|---|---|
| TellerScore | 84 | 89 (stronger) |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 100 | 100 |
| Earnings | 64 | 89 (stronger) |
| Funding & liquidity | 42 | 70 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 76th | 94th |
| Total assets | $86.5M | $120.9M |
| Deposits / shares | $69.5M | $105.9M |
| Capital ratio | 15.46% (stronger) | 13.51% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.39% | 0.00% (stronger) |
| Return on assets | 1.10% | 1.71% (stronger) |
| Loans ÷ deposits | 98.0% | 76.7% (stronger) |
| Uninsured deposits | 33.6% | 27.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
California International Bank, N.A. has the higher TellerScore (89 vs 84). On the 6 directional measures above (where higher or lower is clearly better), Tustin Community Bank leads on 1 and California International Bank, N.A. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.