Side-by-side · Q2 2026 data
Tustin Community Bank vs Capital Bank and Trust Company
Metric by metric
| Measure | Tustin Community Bank | Capital Bank and Trust Company |
|---|---|---|
| TellerScore | 84 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 42 | 61 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 76th | 98th |
| Total assets | $86.5M | $266.1M |
| Deposits / shares | $69.5M | $500K |
| Capital ratio | 15.46% | 79.26% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.39% | 0.00% (stronger) |
| Return on assets | 1.10% | 81.14% (stronger) |
| Loans ÷ deposits | 98.0% | 0.0% (stronger) |
| Uninsured deposits | 33.6% (stronger) | 50.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Capital Bank and Trust Company has the higher TellerScore (94 vs 84). On the 6 directional measures above (where higher or lower is clearly better), Tustin Community Bank leads on 1 and Capital Bank and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.