Side-by-side · Q2 2026 data
TVA Mid-South Federal Credit Union vs Alcoa Municipal Employees Federal Credit Union
Credit union
TVA Mid-South Federal Credit Union
Memphis, Tennessee · Under $100 million in assets
Credit union
Alcoa Municipal Employees Federal Credit Union
Alcoa, Tennessee · Under $100 million in assets
Metric by metric
| Measure | TVA Mid-South Federal Credit Union | Alcoa Municipal Employees Federal Credit Union |
|---|---|---|
| TellerScore | 85 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 24 | 91 (stronger) |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 77th | 95th |
| Total assets | $3.2M | $4.5M |
| Deposits / shares | $2.7M | $3.7M |
| Capital ratio | 17.37% | 18.91% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% (stronger) | 0.25% |
| Return on assets | 0.09% | 1.77% (stronger) |
| Loans ÷ deposits | 30.3% (stronger) | 86.3% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alcoa Municipal Employees Federal Credit Union has the higher TellerScore (94 vs 85). On the 5 directional measures above (where higher or lower is clearly better), TVA Mid-South Federal Credit Union leads on 2 and Alcoa Municipal Employees Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.