Side-by-side · Q2 2026 data
U.P.S. Employees Federal Credit Union vs Dow Great Western Credit Union
Credit union
U.P.S. Employees Federal Credit Union
Ontario, California · Under $100 million in assets
Credit union
Dow Great Western Credit Union
Antioch, California · Under $100 million in assets
Metric by metric
| Measure | U.P.S. Employees Federal Credit Union | Dow Great Western Credit Union |
|---|---|---|
| TellerScore | 61 (stronger) | 52 |
| Capital cushion | 26 | 28 (stronger) |
| Loan quality | 91 (stronger) | 79 |
| Earnings | 40 (stronger) | 0 |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 23rd | 11th |
| Total assets | $51.8M | $48.2M |
| Deposits / shares | $47.5M | $45.2M |
| Capital ratio | 7.55% | 7.84% (stronger) |
| Problem loans | 0.26% (stronger) | 0.63% |
| Net charge-offs | 0.42% (stronger) | 0.76% |
| Return on assets | 0.51% (stronger) | -1.38% |
| Loans ÷ deposits | 75.1% | 47.5% (stronger) |
| Uninsured deposits | 1.7% (stronger) | 9.5% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
U.P.S. Employees Federal Credit Union has the higher TellerScore (61 vs 52). On the 7 directional measures above (where higher or lower is clearly better), U.P.S. Employees Federal Credit Union leads on 5 and Dow Great Western Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.