Side-by-side · Q2 2026 data
U S #1364 Federal Credit Union vs Summit Choice Federal Credit Union
Metric by metric
| Measure | U S #1364 Federal Credit Union | Summit Choice Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 72 |
| Capital cushion | 86 (stronger) | 76 |
| Loan quality | 63 | 78 (stronger) |
| Earnings | 52 (stronger) | 43 |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 68th | 57th |
| Total assets | $222.4M | $206.6M |
| Deposits / shares | $192.4M | $179.5M |
| Capital ratio | 13.59% (stronger) | 12.58% |
| Problem loans | 1.12% | 0.66% (stronger) |
| Net charge-offs | 0.24% (stronger) | 0.64% |
| Return on assets | 0.79% (stronger) | 0.57% |
| Loans ÷ deposits | 46.7% (stronger) | 84.1% |
| Uninsured deposits | 5.8% | 4.8% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
U S #1364 Federal Credit Union has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), U S #1364 Federal Credit Union leads on 5 and Summit Choice Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.