Side-by-side · Q2 2026 data
U.S.B. Employees Federal Credit Union vs Haven Federal Credit Union
Credit union
U.S.B. Employees Federal Credit Union
Wilmington, California · Under $100 million in assets
Credit union
Haven Federal Credit Union
San Francisco, California · Under $100 million in assets
Metric by metric
| Measure | U.S.B. Employees Federal Credit Union | Haven Federal Credit Union |
|---|---|---|
| TellerScore | 96 | — |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | — |
| Earnings | 81 | 100 (stronger) |
| Funding & liquidity | 100 | — |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 97th | — |
| Total assets | $3.2M | $2.5M |
| Deposits / shares | $2.6M | $0 |
| Capital ratio | 20.23% | 100.00% (stronger) |
| Problem loans | 0.00% | — |
| Net charge-offs | 0.00% | — |
| Return on assets | 1.53% | 200.00% (stronger) |
| Loans ÷ deposits | 9.4% | — |
| Uninsured deposits | 0.0% | — |
| Offices | 0 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 2 directional measures above (where higher or lower is clearly better), U.S.B. Employees Federal Credit Union leads on 0 and Haven Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.