Side-by-side · Q2 2026 data
U.S. Bank National Association vs State Bank of Southern Utah
Metric by metric
| Measure | U.S. Bank National Association | State Bank of Southern Utah |
|---|---|---|
| TellerScore | 55 | 79 (stronger) |
| Capital cushion | 45 | 70 (stronger) |
| Loan quality | 52 | 84 (stronger) |
| Earnings | 69 | 90 (stronger) |
| Funding & liquidity | 44 | 64 (stronger) |
| Problem-loan coverage | 84 | 95 (stronger) |
| Peer percentile | 6th | 88th |
| Total assets | $705.6B | $2.7B |
| Deposits / shares | $541.9B | $2.4B |
| Capital ratio | 9.49% | 12.04% (stronger) |
| Problem loans | 1.45% | 0.47% (stronger) |
| Net charge-offs | 0.54% | 0.27% (stronger) |
| Return on assets | 1.23% | 1.76% (stronger) |
| Loans ÷ deposits | 74.9% (stronger) | 79.3% |
| Uninsured deposits | 52.2% | 29.9% (stronger) |
| Offices | 2,076 | 17 |
| CFPB complaints (3 yrs) | 16,475 | — |
| Complaints per $1B deposits | 30.4 | — |
| Mortgage denial rate (HMDA) | 39.5% | 11.2% |
State Bank of Southern Utah has the higher TellerScore (79 vs 55). On the 7 directional measures above (where higher or lower is clearly better), U.S. Bank National Association leads on 1 and State Bank of Southern Utah on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cedar City, UT
- Saint George, UT
- Hurricane, UT