Side-by-side · Q2 2026 data
U. S. Employees O. C. Federal Credit Union vs Oklahoma Federal Credit Union
Credit union
U. S. Employees O. C. Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Credit union
Oklahoma Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | U. S. Employees O. C. Federal Credit Union | Oklahoma Federal Credit Union |
|---|---|---|
| TellerScore | 85 | 91 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 93 (stronger) | 92 |
| Earnings | 49 | 87 (stronger) |
| Funding & liquidity | 80 (stronger) | 74 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 87th | 96th |
| Total assets | $213.5M | $198.9M |
| Deposits / shares | $181.4M | $159.2M |
| Capital ratio | 16.31% | 20.23% (stronger) |
| Problem loans | 0.20% (stronger) | 0.24% |
| Net charge-offs | 0.69% | 0.63% (stronger) |
| Return on assets | 0.73% | 1.66% (stronger) |
| Loans ÷ deposits | 80.3% | 78.8% (stronger) |
| Uninsured deposits | 5.1% (stronger) | 21.4% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Oklahoma Federal Credit Union has the higher TellerScore (91 vs 85). On the 7 directional measures above (where higher or lower is clearly better), U. S. Employees O. C. Federal Credit Union leads on 2 and Oklahoma Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.