Side-by-side · Q2 2026 data
U. S. Employees O. C. Federal Credit Union vs Ou Federal Credit Union
Credit union
U. S. Employees O. C. Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | U. S. Employees O. C. Federal Credit Union | Ou Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 55 |
| Capital cushion | 100 (stronger) | 28 |
| Loan quality | 93 (stronger) | 64 |
| Earnings | 49 | 55 (stronger) |
| Funding & liquidity | 80 (stronger) | 78 |
| Problem-loan coverage | 96 (stronger) | 77 |
| Peer percentile | 87th | 15th |
| Total assets | $213.5M | $82.7M |
| Deposits / shares | $181.4M | $77.8M |
| Capital ratio | 16.31% (stronger) | 7.76% |
| Problem loans | 0.20% (stronger) | 1.08% |
| Net charge-offs | 0.69% (stronger) | 0.87% |
| Return on assets | 0.73% | 0.88% (stronger) |
| Loans ÷ deposits | 80.3% (stronger) | 81.9% |
| Uninsured deposits | 5.1% | 4.9% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
U. S. Employees O. C. Federal Credit Union has the higher TellerScore (85 vs 55). On the 7 directional measures above (where higher or lower is clearly better), U. S. Employees O. C. Federal Credit Union leads on 5 and Ou Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.